Pamoja Kwa Faraja
Two covers. One circle of care.
Funeral and medical protection designed to ease life's unexpected moments - for you and your loved ones.
Trusted by thousands of Kenyan families
Two Covers, One Circle
Take funeral cover, medical cover, or both together - one member, one account, one bill.
Funeral Cover
Dignity when it matters most
Ksh 115,000 payout on every plan, claims settled within 72 hours, cover for your whole family.
from Ksh 200/month
See funeral plansMedical Cover - Comfort Afya
Health cover for every generation
Up to KES 200,000 cover a year, 5 plans from solo to the whole extended family.
from KES 200/month
See medical plansBetter together: Get both covers together: combined payment, one reminder, both renewed at once, with a 30-day grace period on both.
Get CoveredOur Services
What Comfort Circle does for you and your family.
Funeral & Last Expense Cover
Affordable funeral cover from Ksh 200/month with a Ksh 115,000 payout on every plan.
Learn moreComfort Afya Medical Cover
Medical cover from KES 200/month with up to KES 200,000 cover per year - on its own or together with your funeral cover.
Learn moreBereavement & Family Support
Our team walks with you through the emotional and practical demands of bereavement.
Learn moreChama & Group Welfare
Chamas, welfare societies, and community groups can register collectively and manage contributions as a team.
Learn moreClaims Processing & Payouts
Most claims are settled within 72 hours of receiving all required documentation.
Learn moreMember Portal & Self-Service
View your policy, make payments, and track claims through our secure online member portal.
Learn moreMore Than Cover
Additional Member Benefits
Whichever cover you choose, your membership also opens doors beyond protection - a chance to learn a skill, earn with our events team, and book us for your own occasions.
Training & Opportunities
We train willing members in catering and ushering. Successful trainees join the Comfort Circle Events Team.
- Learn a real, in-demand skill (catering or ushering)
- Join the Comfort Circle Events Team once qualified
- Grow with a trusted, established brand
Comfort Circle Events - Elegance in Every Occasion
Professional planning and organization for every type of gathering - affordable, executive, and refined.
- Funerals with dignity and care
- Weddings with elegance
- Nyombo / Ruracio with tradition
- Parties of all kinds
Funeral Cover
Funeral Cover Plans from Ksh 200 to Ksh 500/Month
Every plan pays out Ksh 115,000 - because grief costs the same regardless of family size.
Bronze
Single adult cover. Ksh 200 per month with a Ksh 115,000 payout on claim.
Ksh 200 /month
Ksh 115,000 payout on claim
- One adult member (no dependants)
- Age 18 - 69 years
- 72-hour payout on approved claims
- Immediate cover for accidental death
Silver
Couple & children cover. Ksh 300 per month with a Ksh 115,000 payout per covered member.
Ksh 300 /month
Ksh 115,000 payout on claim
- Couple + up to 6 children
- Each covered member, same payout
- 72-hour payout on approved claims
- Immediate cover for accidental death
Gold
Household plus your parents. Ksh 400 per month with a Ksh 115,000 payout per covered memb…
Ksh 400 /month
Ksh 115,000 payout on claim
- Couple + up to 6 children
- + 2 biological parents included
- 72-hour payout on approved claims
- Immediate cover for accidental death
Platinum
Both sets of parents covered. Ksh 500 per month with a Ksh 115,000 payout per covered mem…
Ksh 500 /month
Ksh 115,000 payout on claim
- Couple + up to 6 children
- + Your parents & parents-in-law
- 72-hour payout on approved claims
- Immediate cover for accidental death
Comfort Afya
Medical Cover Plans - Comfort Afya
From KES 200 a month, with up to KES 200,000 cover a year.
Comfort Solo
KES 200/mo
KES 50,000/yr
One person (the member)
3 months waiting period
View planComfort Family
KES 350/mo
KES 100,000/yr
Member, spouse and children
3 months waiting period
View planComfort Family Plus
KES 550/mo
KES 130,000/yr
The family, plus the member's parents
3 months waiting period
View planComfort Alpha
KES 750/mo
KES 180,000/yr
The family, plus parents and in-laws
3 months waiting period
View planComfort Royal
KES 1,000/mo
KES 200,000/yr
The family, parents and in-laws (ages 70-80)
6 months waiting period
View planGetting Started Takes Under 10 Minutes
Three straightforward steps to bring your family into the circle.
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Pick the Plan That Fits Your Family
Choose based on who you want to cover - from yourself alone to both sets of parents.
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Register Online in Minutes
Complete a short form with your details and those of your dependants. No paperwork, no long queues.
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Pay Monthly, Rest Easy
Keep your monthly contribution active via M-Pesa or bank transfer, and know that your family is covered.
No smartphone? No internet? No problem.
Register, pay your premiums, check your cover and raise claims from any phone.
Why Choose Comfort Circle
Fast Payouts
Claims are settled within 72 hours of receiving full documentation, so your family is not left waiting.
Compassionate Support
Our team walks with you through the emotional and practical demands of bereavement.
Comprehensive Coverage
Funeral expenses covered in full, with financial stability for the family left behind.
Family Focused
From your children to your aging parents, our plans are built to protect every generation under your care.
Easy Management
View your policy, make payments, and track claims through our secure online member portal.
Trusted Partner
Founded in 2020 and now serving 10,000+ families, our 5+ years of service speak for themselves.
In Their Own Words
Members across Kenya share what Comfort Circle meant to them during the hardest days.
“I sincerely appreciate comfort Circle, after losing my own daughter they come through and they support me. God bless you we will be together until end”
“When we lost our mother, I expected the payout and I got it quickly. What I did not expect was how the team checked on us throughout that week. The financial help was important, but knowing someone genuinely cared - that stayed with me.”
“Five years as a member and I have never had cause to complain. I sleep well knowing that if anything happens to me, my children will not be left struggling. That peace of mind alone is worth every shilling.”
“My father passed on a Tuesday. By Thursday the claim was already processed and the money was with us. We were able to give him a proper send-off without the family scrambling for funds. That meant everything.”
Pamoja Kwa Faraja
Together, We Carry Each Other Through.
When loss comes, Comfort Circle is already there. Join over 10,000 Kenyan families who chose to be ready.