Funeral Cover

Funeral Cover Packages

Every plan pays out Ksh 115,000 — because grief costs the same regardless of family size.

One-time registration fee: Ksh 250 Looking for health cover? See Medical Cover plans

Bronze

Ksh 200 /mo

Ksh 115,000 payout

One adult member (no dependants)
Age 18 – 69 years
72-hour payout on approved claims
Immediate cover for accidental death

Choose Bronze Full details

Silver

Ksh 300 /mo

Ksh 115,000 payout

Couple + up to 6 children
Each covered member, same payout
72-hour payout on approved claims
Immediate cover for accidental death

Choose Silver Full details

Gold

Ksh 400 /mo

Ksh 115,000 payout

Couple + up to 6 children
+ 2 biological parents included
72-hour payout on approved claims
Immediate cover for accidental death

Choose Gold Full details

Platinum

Ksh 500 /mo

Ksh 115,000 payout

Couple + up to 6 children
+ Your parents & parents-in-law
72-hour payout on approved claims
Immediate cover for accidental death

Choose Platinum Full details

Senior Bronze

Ksh 500 /mo

Ksh 115,000 payout

One senior adult (no dependants)
Age 70 – 80 years
72-hour payout on approved claims
Immediate cover for accidental death

Choose Senior Bronze Full details

All plans include compassionate bereavement support. Not sure which plan is right for your family? Chat with us on WhatsApp and we will help you decide.

Compare Plans

Comparison of Comfort Circle funeral cover packages
Plan	Monthly	Payout	Who is covered	Waiting period
Bronze	Ksh 200	Ksh 115,000	One adult member (no dependants). Payout: Ksh 115,000.	No waiting period for accidental death — cover begins from day one. For natural or illness-related causes, a short qual…
Silver	Ksh 300	Ksh 115,000	Couple plus up to 6 children. Each covered member carries the same Ksh 115,000 payout.	No waiting period for accidental death — cover begins from day one. For natural or illness-related causes, a short qual…
Gold	Ksh 400	Ksh 115,000	Couple plus up to 6 children plus 2 biological parents of the principal member.	No waiting period for accidental death — cover begins from day one. For natural or illness-related causes, a short qual…
Platinum	Ksh 500	Ksh 115,000	Couple plus up to 6 children plus both sets of parents (your parents and your parents-in-law).	No waiting period for accidental death — cover begins from day one. For natural or illness-related causes, a short qual…
Senior Bronze	Ksh 500	Ksh 115,000	One senior adult (no dependants). Payout: Ksh 115,000.	This plan carries a 6-month waiting period before non-accidental claims are payable. Accidental death is covered from d…

Registration fee: Ksh 250 (individual) · Ksh 500 (covers all members) (chama/group)

Comfort Afya — Medical Cover

Pair your funeral cover with medical cover

From KES 200/month with up to KES 200,000 cover a year — or take both covers together on one bill, one reminder, with a 30-day grace period on both.

Comfort Solo

KES 200/mo

Comfort Family

KES 350/mo

Medical Cover

Registering a Group?

Chamas, welfare societies, and community groups can register collectively and manage contributions as a team. Group registration comes with dedicated support for your welfare coordinator.

View Chama Registration

Questions We Hear Often

Honest answers to the things families want to know before joining.

How quickly are claims processed?

We settle most claims within 72 hours of receiving all required documentation. Our claims team works quickly because we know families cannot afford to wait.

What documentation is needed to file a claim?

You will need a certified death certificate, national ID documents for the deceased and the beneficiary, and your Comfort Circle policy reference. Our claims team will walk you through every step and let you know if anything else is required.

Can I include my spouse and children in my policy?

Yes. The Silver plan (Ksh 300/month) covers a couple plus up to 6 children. The Gold plan (Ksh 400/month) adds 2 biological parents to that. The Platinum plan (Ksh 500/month) extends cover to both sets of parents. Contact us if you need help choosing.

What payment methods do you accept?

M-Pesa is the most convenient option for most of our members. We also accept bank transfers and card payments. You can set up recurring payments to avoid missing a month.

Is there a waiting period before my cover begins?

For our standard plans (Bronze, Silver, Gold, Platinum) there is no waiting period for accidental death — cover begins from day one. For natural or illness-related causes, a short qualifying period may apply; please confirm at registration. The Senior Bronze plan has a 6-month waiting period before non-accidental claims are payable.

What happens if I miss a payment?

We provide a grace period so a missed month does not immediately cancel your cover. If your account lapses, reinstatement is possible subject to our review. We encourage members to reach out via WhatsApp or call us before a lapse occurs — we would rather help you stay covered.

Who counts as a dependant under my policy?

Children covered under our household plans are typically biological or legally adopted children up to a defined age limit. If you have step-children or a non-standard family arrangement, please contact us directly so we can confirm the right plan for your situation. We will always be straightforward with you.

Is Comfort Circle a registered organisation in Kenya?

Yes. Comfort Circle Welfare is registered in Kenya and operates under applicable Kenyan law. We are headquartered at Jogoo Road, Magunas Supermarket Building, Opposite KCB Bank, Nairobi. For any questions about our registration or credentials, please contact us directly at info@comfortcircle.co.ke.